Consumer Loan Rates

The rates quoted below are effective as of 2/1/2012 and are subject to change without notice.

Secured Loans
Sub-Account Description	Approximate Term	APR* As Low As
Auto Loans**	Up to 84 months	3.49% (2.99% with discounts*)
Speciality Vehicle Loans	Up to 60 months	5.99%
New Recreational Vehicle	Up to 120 months	9.75%
Used Recreational Vehicle	Up to 120 months	9.75%
New Motorcycle	Up to 60 months	5.99%
Share Secured	Up to 60 months	5.25%
Share Certificate Secured	Up to 60 months	See Deposit Rates Share Certificate Rate + 3.00%

*APR = Annual Percentage Rate. All loans subject to member credit qualification and risk-based pricing.

**Members who have Direct Deposit, a Checking Account, Automatic Payments to the auto loan, and e-Statements are eligible for 1% off the stated auto loan rates, although some floor rates do apply. Members who have two of the above products are eligible for .50% off the stated auto loan rates.

Personal Advance Loans
Sub-Account Description	Approximate Term	APR* As Low As
VISA Platinum	N/A	8.25%
Personal Advance	Up to 36 months	9.95%
Checking Overdraft	N/A	18.00%

Enter your desired payment - and let us calculate your loan amount.

*APR = Annual Percentage Rate. All loans subject to member credit qualification and risk-based pricing.