Downloading transactions and paying bills online in Quicken 2004 for Mac

Refer to this guide for instructions on using the online account features in Quicken to save time and automatically keep your records up to date.

This guide includes the following sections:

· Information you'll need to get started--the information you will need to have before downloading transactions with Quicken.

· Check for updates to Quicken--how to install the latest update to Quicken for Mac.

· Create a new Quicken account--how to create a new Quicken account for downloading transactions.

· Activate a Quicken account for transaction download--how to set up online account services for your Quicken account.

· Download transactions--how to download transactions to or make payments from accounts that you have activated for online account services.

· About downloaded transactions--how to interpret information about your downloaded transactions.

· Using Online Bill Payment--how to set up an online payee and create an online payment.

Information you'll need to get started

To use online banking with Quicken, you must have Internet access. In addition, before you can set up your Quicken accounts to use online account access or online bill payment services, you need to contact your financial institution for the following information:

· Customer ID

· Routing number (for bank accounts)

· Account number

· Personal Identification Number (PIN)

NOTE: Your Quicken Customer ID / PIN is the same as you use to log in to Denver Community Home Banking site. Please be sure to enter the specific account type with your ID # [e.g. 59487-S75 (default checking account)]

When you have received the information, this guide shows you how to activate your accounts for online services. For step-by-step help, choose Quicken Help from the Help menu.

Check for updates to Quicken for Mac

We strongly recommend that you install the latest update available before setting up online services in Quicken. To download and install the latest update to Quicken for Mac, choose Check for Updates from the File menu and follow the on-screen instructions.

Create a new Quicken account

Skip this section if the account that you want to activate for online services is already in your Quicken data file.

1 From the Help menu, choose Set up a New Account.

2 Follow the on-screen instructions to create a new bank or credit card account.

Activate a Quicken account for transaction download

1 From the Help menu, choose Set up Online Services.

2 Follow the on-screen instructions to activate this account for online account access and online payment services.

The options on your screen may change depending on the services that are available for this account.

Download transactions

1 From the Online menu, choose Download Transactions.

2 Choose your financial institution from the Financial Institution pop-up menu.

3 Choose the account name from the Account pop-up menu.

4 Click Get Online Data.

5 Enter your PIN (the number assigned to you by your financial institution for use with online banking in Quicken).

Some financial institutions require that you change your PIN. If you are prompted for a new PIN, enter a new PIN following the requirements from your financial institution, enter it again, and then click OK.

Quicken connects to the Internet and downloads your transactions for all online accounts at the financial institution you have chosen. Quicken does not automatically disconnect you from the Internet, so you may want to close your Internet connection after you have downloaded transactions.

Viewing your downloaded transactions

To move your downloaded items into the register click the Accept or Accept All button.

Your downloaded transactions appear in the top part of the window.

Using online bill payment

Sending online payments with Quicken is a fast and easy way to pay your bills. It requires two steps: setting up an online payee and creating an online payment.

Set up an online payee

An online payee can be any business, organization, or individual to whom you make payments. You have to add each online payee to the Online Payee List only once; all Quicken accounts share this list.

1 From the Online menu, choose Payments and then choose Online Payees.

2 Click New and enter the information as necessary.

Note that the address, phone number, and account number must be accurate. Your payment provider may need the address to mail your payment to the online payee. In addition, some payment providers use the phone number as a reference to identify and route your payment to the proper payee.

3 Click Create.

Create an online payment

After you create an online payee, you are ready to create an online payment.

1 From the Online menu, choose Payments and then choose Enter Payment from the submenu.

2 In the Enter Online Payment window, enter the name of the online payee you just set up.

3 Enter the amount of the payment.

4 Enter a category to help you track your income and expenses.

5 Click Put In Out Box.

Quicken saves this payment in the Out Box. You can create other online payments and add them to the Out Box.

7 When you are ready to send your payments, choose Out Box from the Online menu and then choose Send Now.